Comments for Money Wise

Comment on Insurance by Health Insurance Protect

Health Insurance Protect — Thu, 05 Aug 2010 15:00:32 +0000

Since we’re talking about subjects in the area of Insurance | Money Wise, The risk class or mortality of a policyholder is determined by an underwriter using the underwriting process through which a life insurance company would decide whether or not to accept a risk. The risk of death is determined by several factors such as age, sex, habits, personal and medical history, occupation, etc. The life insurance company’s decision to insure your life is based on the information provided in the application form, the medical examination report (if required) etc. Therefore, you should disclose in your application form fully and truthfully all the facts so that the life insurance company can be fair in its assessment of the risks involved.

Comment on Don’t Let Money Control You by What to do with savings | Money Wise

What to do with savings | Money Wise — Wed, 10 Sep 2008 15:29:29 +0000

[...] There are two major types of investment-those that are almost risk free(but will not make your money grow much) and those that carry some element of risk (but also have the potential to provide you with high returns). For the purposes of this blog, we will concentrate on the first, savings type investment here, More high risk investment will be dealt with in the following chapter, Making Your Money Grow. [...]

Comment on Saving For Sunny Days by Tips On Saving | Money Wise

Tips On Saving | Money Wise — Wed, 10 Sep 2008 15:23:19 +0000

[...] may take some getting used to, but if you take a hard look at your needs and wants, you can change your habits so that you are living in a way that allows you to save while providing [...]

Comment on A Sample Budget by Tips On Saving | Money Wise

Tips On Saving | Money Wise — Wed, 10 Sep 2008 15:22:25 +0000

[...] you do your weekly shopping, go through the house and make a list of things that you need. When you go to the store, buy only what is on the list. Shopping with a list can help you cut down [...]

Comment on Nip Bad Habits In The Bud by Tips On Saving | Money Wise

Tips On Saving | Money Wise — Wed, 10 Sep 2008 15:22:01 +0000

[...] spend on all life’s little luxuries - that lovely spa treatment or beautiful designer dress. But once that money is gone, it is gone. This means, for example that you can dip into your allowance only if you have some left over from [...]

Comment on Changing Out Of Necessity by Tips On Saving | Money Wise

Tips On Saving | Money Wise — Wed, 10 Sep 2008 15:21:34 +0000

[...] is one of the most important aspects of living frugally. Analyse your spending habits. Are you buying things you don’t need? One way to distinguish between needs and wants is to have a “waiting period”. If you [...]

Comment on Saving For Sunny Days by Tips: Compounding And Start Saving Early | Money Wise

Tips: Compounding And Start Saving Early | Money Wise — Wed, 10 Sep 2008 14:58:21 +0000

[...] You may feel it’s impossible to save given how much you earn. The fact is, we can all live within our means if we really tried. Not only that, we can also save some money. [...]

Comment on Budgeting and Your Child by Saving For Sunny Days | Money Wise

Saving For Sunny Days | Money Wise — Wed, 10 Sep 2008 14:46:00 +0000

[...] spouse is also earning and both of you pool your resources, your expenses may go down a little. But having children increases it dramatically again! You need to plan for: your gynae’s bills during pregnancy, [...]

Comment on Don’t Let Money Control You by Changing Out Of Necessity | Money Wise

Changing Out Of Necessity | Money Wise — Wed, 10 Sep 2008 00:14:45 +0000

[...] They also decided to sell off one of the three cars they owned. By doing just this, they found they had RM5,000 extra each month to put in savings and investment. [...]

Comment on Sticking To A Budget by Changing Out Of Necessity | Money Wise

Changing Out Of Necessity | Money Wise — Wed, 10 Sep 2008 00:14:22 +0000

[...] both sat down to review their monthly expenditure. they found that there were many items that they could cut down on, such as limiting themselves to [...]

Comment on Don’t Let Money Control You by Budgeting and Your Child | Money Wise

Budgeting and Your Child | Money Wise — Wed, 10 Sep 2008 00:05:20 +0000

[...] to handle pocket money (generally when they enter primary school), you could start teaching them to handle their own money by giving them a weekly [...]

Comment on Sticking To A Budget by Nip Bad Habits In The Bud | Money Wise

Nip Bad Habits In The Bud | Money Wise — Tue, 09 Sep 2008 22:54:48 +0000

[...] could lead you to serious financial problems. But you are not stuck with them. The first step in correcting bad habits is to recognize you have them. Only then can you actually do something about them. Here are some [...]

Comment on Making a Budget by Sticking To A Budget | Money Wise

Sticking To A Budget | Money Wise — Tue, 09 Sep 2008 22:20:57 +0000

[...] don’t keep track of our expenses - for this, we need to keep all pur bills and receipts, and enter them into a log either daily or [...]

Comment on Balance Your Budget by Sticking To A Budget | Money Wise

Sticking To A Budget | Money Wise — Tue, 09 Sep 2008 22:20:33 +0000

[...] good number of us will have attempted making a budget at some point or other in our lives, but will have abandoned ship soon after. Here are some reasons [...]

Comment on A Sample Budget by Balance Your Budget | Money Wise

Balance Your Budget | Money Wise — Tue, 09 Sep 2008 22:18:37 +0000

[...] : Open up Google and search for available sample budgets for free on the net. Those that come on Excel files are practical because they do the maths for you. [...]