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	<title>Comments on: Insurance</title>
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	<description>How To Be Financially Savvy</description>
	<pubDate>Thu, 17 May 2012 15:10:44 +0000</pubDate>
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		<title>By: Health Insurance Protect</title>
		<link>http://moneywise.xbrain.biz/insurance/#comment-163</link>
		<dc:creator>Health Insurance Protect</dc:creator>
		<pubDate>Thu, 05 Aug 2010 15:00:32 +0000</pubDate>
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		<description>Since we're talking about subjects in the area of Insurance &#124; Money Wise, The risk class or mortality of a policyholder is determined by an underwriter using the underwriting process through which a life insurance company would decide whether or not to accept a risk. The risk of death is determined by several factors such as age, sex, habits, personal and medical history, occupation, etc. The life insurance company’s decision to insure your life is based on the information provided in the application form, the medical examination report (if required) etc. Therefore, you should disclose in your application form fully and truthfully all the facts so that the life insurance company can be fair in its assessment of the risks involved.</description>
		<content:encoded><![CDATA[<p>Since we&#8217;re talking about subjects in the area of Insurance | Money Wise, The risk class or mortality of a policyholder is determined by an underwriter using the underwriting process through which a life insurance company would decide whether or not to accept a risk. The risk of death is determined by several factors such as age, sex, habits, personal and medical history, occupation, etc. The life insurance company’s decision to insure your life is based on the information provided in the application form, the medical examination report (if required) etc. Therefore, you should disclose in your application form fully and truthfully all the facts so that the life insurance company can be fair in its assessment of the risks involved.</p>
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